Are you going to finance a home? Unicasa International USA Realty can help.

Applying for a loan can be one of the most distressing aspects of purchasing a home. But it doesn't have to be. I've got great connections to various lending companies in Davie, and they've helped me understand some things that make the loan application process pretty simple.

1 – Compile a list of questions regarding your loan program

If you do not entirely understand the advantages and disadvantages of all the various programs, make sure you have a list of questions with you. One of my lenders or I will assist you with understanding the advantages and disadvantages of each program, because it can be a challenge to know the differences between both fixed and adjustable rate mortgages.

2 – Decide when to lock

When you lock in an interest rate, a mortgage lender is guaranteed to hold to the mortgage interest rates for the loan – typically at the time the loan application is presented. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who opt to float believe that interest rates will plunge in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Bring your paperwork

Obtaining a loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal information that goes on a loan application.

Have More Questions?

Getting your loan locked down is just one aspect of a real estate transaction. Unicasa International USA Realty is experienced at helping new and experienced in all areas of real estate. Call me today at (954) 598-0700 if your needs include a professional REALTOR® experienced at the business side of real estate.

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