Stressed out about getting financing for a home purchase? You don't have to be.
I have close professional relationships with several mortgage lenders in the Davie area, and they've helped me realize a few things that will make the loan application process very easy.
If you do not fully comprehend the advantages and disadvantages of all the different programs, be sure to have a list of questions with you.
It can be a challenge understanding the differences between both fixed and adjustable rate mortgages. One of my lender contacts or I will help you understand the advantages and disadvantages of each.
When you lock in an interest rate, it denotes that your mortgage lender commits to the mortgage interest rates for the loan – often at the time the loan application is submitted.
By floating the rate, you can lock the rate anytime between application and issuance of closing documents. Those who prefer to float think interest rates will plunge in the near future. Click here to see the outlook for the next 90 days of interest rates.
Obtaining a loan requires lots of paperwork, so you should take some time to get all your documentation together. Click here to get a feel for typical information that goes on a loan application.
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