Unicasa International USA Realty
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Securing financing is just one part of a real estate transaction. Unicasa International USA Realty is experienced at aiding both new and experienced buyers alike in all areas of real estate. Call me today at (954) 598-0700 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Are you looking to finance your home? Unicasa International USA Realty can help.

When purchasing a home, the mortgage loan application is very exasperating for most people, but it doesn't have to be. I've got great connections to various lenders in Davie, and they've helped me recognize some things that will make the process of applying for a loan pretty simple.

1 – Compose a list of questions regarding your loan program

Make sure to have a list of questions if you do not totally grasp the ins and outs of the different programs. It's a challenge understanding the characteristics of both fixed and adjustable rate mortgages. One of my lenders or I can help you understand the advantages and disadvantages of each program.

2 – Decide when you want to lock

When you lock in the rate, it signifies that a mortgage lender commits to the interest rates for the loan – normally at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between the loan application day and closing. Buyers who prefer to float think interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Determine if you want to pay additional points to reduce your interest rate

If you opt to pay additional points to lower the rate of your mortgage loan, you'll do so by paying for them in cash at closing. Every point is 1 percent of the loan. Click here to use my points calculator. It will help you determine if purchasing points is the best option for you.

4 – Compile your paperwork

Obtaining a loan requires a lot of paperwork, so you should spend some time getting all your documents together. Click here to preview general information that goes on a loan application.

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