Getting your mortgage is just one aspect of a home purchase. Unicasa International USA Realty is seasoned at aiding new and experienced in all areas of real estate. Call me today at (954) 598-0700 if your needs include a real estate pro ready for the business side of real estate.
Unicasa International USA Realty can help you finance a new home.
For many people, securing a mortgage loan is one of the most troublesome elements of buying a home. But it doesn't have to be.
I have close working relationships with various lenders in Davie, and they've helped me realize a few things that make the loan application process a snap.
1 – Assemble a list of questions regarding your loan program
If you don't entirely understand the ins and outs of all the different financing options, be sure you bring a list of questions with you.
One of my trusted lenders or I can assist you in understanding the advantages and disadvantages of each program, because it's a challenge to understand the differences between both fixed and adjustable rate mortgages.
2 – Determine when to lock
Locking in an interest rate denotes that the mortgage lender holds to the mortgage interest rates for the loan – often at the time the loan application is presented.
By floating the rate, you can lock the rate anytime between the loan application day and the issuing of closing documents. Those who elect to float presume that interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.
3 – Compile your paperwork
Getting a mortgage loan requires a lot of paperwork, so you should take some time to get your documentation together. Click here to get a feel for general information that goes on a loan application.
Looking to Buy?
Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.