Getting your mortgage is just one part of getting into a new home. Unicasa International USA Realty is experienced at aiding both new and experienced buyers alike in all areas of real estate. Contact me if your needs include a real estate pro ready for the business side of buying and selling.

Thinking about financing your new home in Davie?

Feeling lots of anxiety over getting financing for a home purchase? You don't have to be. I have close working relationships with various mortgage lenders in Davie, and they've helped me recognize some things that can make the process of applying for a loan uncomplicated.

1 – Put together a list of questions regarding your loan program

If you find that you don't completely realize the advantages and disadvantages of the various loan programs, make sure to bring a list of questions with you. One of my lender contacts or I can assist you with understanding the advantages and disadvantages of each one, because it's hard to understand the distinctions between fixed and adjustable rate mortgages.

2 – Decide when you want to lock

When you lock in the rate, it means that the lender commits to the mortgage interest rates for the loan – typically at the time the loan application is received. By floating the rate, you can lock the rate at any time between the day of your loan application and closing. Buyers who opt to float believe that the interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Acquiring a loan requires a lot of paperwork, so you should spend some time getting your documentation together. Click here to get a feel for typical questions you'll have to answer on a loan app.

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