Applying for a new home loan in Davie with the help of Unicasa International USA Realty

Feeling lots of anxiety over getting financing for a home purchase? You don't have to be. I have close professional relationships with several lending companies in Davie, and they've helped me realize some things that can make the process of applying for a loan very manageable.

1 – Organize a list of questions regarding your loan program

If you do not thoroughly understand the ins and outs of the different programs, be sure you bring a list of questions. At times, it can be a challenge to understand the distinctions between fixed and adjustable rate mortgages. One of my trusted lenders or I will be able to help you understand the advantages and disadvantages of each.

2 – Determine when you want to lock

By locking in a rate, your mortgage lender is holding to the interest rates for the loan – ordinarily at the time the loan application is sent in. By floating the rate, you can lock the rate at any time between the day of your loan application and at the time of closing. Buyers who decide to float think interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Bring your paperwork

Acquiring a mortgage loan requires lots of paperwork, so you should take some time to get your documentation together. Click here to preview normal information that goes on a loan application.

Need More Assistance?

Securing financing is just one aspect of getting into a new home. Unicasa International USA Realty is seasoned at aiding new and experienced in all areas of real estate. Contact me if your needs include a real estate pro ready for the business side of buying and selling.

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