Securing financing is just one aspect of getting into a new home. Unicasa International USA Realty is seasoned at assisting both new and experienced buyers alike in all areas of real estate. Contact me if your needs include a professional REALTOR® ready for the business side of buying and selling.

Let Unicasa International USA Realty help you finance a home in Davie.

Applying for mortgage financing can be one of the most exasperating elements of buying a house. But it doesn't have to be. Being close with some lending companies in Davie has helped me realize some things that can make the loan application process a snap.

1 – Compose a list of questions regarding your loan program

If you find that you do not completely understand the pros and cons of all the different financing options, make sure you bring a list of questions with you. It is often a challenge to know the distinctions between fixed and adjustable rate mortgages. One of my lenders or I will be able to assist you with understanding the advantages and disadvantages of each program.

2 – Decide when to lock

Locking in a rate means that the mortgage lender commits to the mortgage interest rates for the loan – ordinarily at the time the loan application is received. By floating the rate, you can lock the rate anytime between the loan application day and closing. Buyers who prefer to float believe the interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Bring your paperwork

Getting a mortgage loan requires a lot of paperwork, so you should spend some time getting your documentation together. Click here to see typical information that goes on a loan application.

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